What impressed us about Zilla Sahkari Kendriya Bank was its grit and determination in spreading its scope of work in the very difficult Naxal-affected villages of Balaghat district, Madhya Pradesh. It provides a variety of financial products encompassing mobile based MGNREGA payments, fisherman credit cards, Kisan Credit Cards, loans to forest farmers and insurance products. Coverage of 100% mobile banking services to 82 identified Naxal-affected villages has led to people shedding their inhibitions about telecommunications and mobile banking and the fear of living in Naxal-affected areas. The bank also provided mobile handsets, eco-friendly torches and lanterns to people. Besides farming related SMS services for farmers, it provides custom hiring equipment to farmers, which has increased agriculture production. The services provided by the bank has been of tremendous help to the rural people in the Naxal-affected villages by improving standard of living of families as well as in helping them care for the environment.
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